Terms of Use

Effective Date: August 14, 2026  |  Last Updated: August 14, 2026

1.Purpose of the Services

The How To Company provides educational, informational, instructional, and other content across a broad range of subjects. The Services may include articles, blog posts, how-to guides, courses, videos, tutorials, opinions, commentary, reviews, recommendations, comparisons, study materials, digital products, memberships, subscriptions, tools, resources, advertisements, links to third-party resources, and other content.

Our goal is to provide practical and understandable information. Because we address many different subjects, however, information presented through the Services may concern matters affected by individual circumstances, professional standards, laws, regulations, safety requirements, technological developments, industry practices, or other factors that vary or change over time. You are responsible for determining whether particular information is appropriate for your circumstances.

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2.Eligibility

You must be at least 18 years old, or have the involvement and permission of a parent or legal guardian where legally appropriate, to enter into purchases, subscriptions, memberships, or other transactions requiring legal consent. Certain Services may have additional eligibility requirements, which will be disclosed where applicable.

If you access or use the Services on behalf of a company, school, organization, employer, or other entity, you represent that you have authority to act on behalf of that entity where such authority is required.

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3.Educational and Informational Nature of Content

Unless expressly stated otherwise, content provided through the Services is for general educational and informational purposes.

We make reasonable efforts to provide useful information, but we do not guarantee that every article, course, video, tutorial, recommendation, answer, explanation, statistic, example, instruction, resource, or other item of content is complete, accurate, current, error-free, or suitable for every person or circumstance. Content may contain opinions, estimates, interpretations, assumptions, errors, omissions, or information that subsequently becomes outdated.

You are responsible for evaluating information before relying upon it or acting upon it.

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4.Opinions, Suggestions, Reviews, and Recommendations

The Services may contain opinions, commentary, suggestions, strategies, reviews, rankings, comparisons, recommendations, predictions, interpretations, and other subjective material. Such content may reflect the judgment, research, experience, or opinion of the Company, an author, contributor, instructor, guest, user, or other source at the time the content was created.

Opinions and recommendations may change as circumstances or available information change. A recommendation, ranking, review, opinion, or discussion appearing through the Services does not constitute a representation that a particular product, service, strategy, decision, activity, or result is appropriate for you.

Opinions expressed by individual contributors, instructors, guests, users, or other third parties do not necessarily represent the views of The How To Company.

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5.No Professional Advice

Unless expressly stated otherwise, information provided through the Services does not constitute individualized legal, medical, mental health, financial, investment, tax, accounting, insurance, employment, engineering, construction, regulatory, compliance, safety, or other licensed or professional advice.

Use of the Services does not create an attorney-client, physician-patient, therapist-client, financial adviser-client, fiduciary, accountant-client, consultant-client, or other professional relationship between you and The How To Company.

Information that may be appropriate generally may not be appropriate for your particular circumstances. When a decision may materially affect your health, safety, finances, legal rights, property, business, employment, or another significant interest, you should consider obtaining advice from an appropriately qualified professional.

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6.Medical, Health, Emergency, and Safety Information

Any medical, health, wellness, first aid, emergency care, anatomy, physiology, or similar content is provided for educational and informational purposes unless expressly stated otherwise. Such information is not intended to diagnose, treat, cure, or prevent a disease or condition and is not a substitute for evaluation, diagnosis, treatment, or advice from an appropriately licensed healthcare professional.

Do not disregard or delay obtaining appropriate professional medical care because of information provided through the Services. If you believe you are experiencing a medical emergency, seek appropriate emergency assistance.

Educational content concerning emergency medicine, healthcare, first aid, or similar subjects does not itself authorize a person to perform activities requiring professional licensure, certification, medical direction, supervision, or other legal authority.

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7.Financial, Business, Employment, and Money-Related Information

The Services may discuss personal finance, money, credit, saving, investing, taxes, employment, entrepreneurship, business, marketing, advertising, income, revenue, or related subjects. Such information is provided for general educational and informational purposes and should not be interpreted as individualized financial, investment, tax, accounting, legal, employment, or business advice.

Financial and business decisions involve risk. Examples involving revenue, profit, income, savings, investment returns, business performance, customer growth, marketing results, or similar outcomes are illustrative unless expressly stated otherwise and are not promises or guarantees of future results.

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8.Instructions, DIY Activities, and Assumption of Risk

Some content may describe activities involving tools, equipment, vehicles, electricity, repairs, construction, cooking, exercise, outdoor activities, household projects, emergency procedures, technology, or other activities involving potential risks.

You are responsible for evaluating your knowledge, abilities, training, physical condition, equipment, environment, applicable laws, manufacturer instructions, professional requirements, and other relevant circumstances before attempting an activity. You should not undertake activities requiring licensing, certification, specialized training, supervision, permits, professional expertise, or safety equipment unless you possess the required qualifications or obtain appropriate professional assistance.

To the fullest extent permitted by law, you voluntarily assume the risks associated with activities you choose to undertake based on information provided through the Services.

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9.No Guarantee of Results

The How To Company does not guarantee any particular educational, examination, certification, licensing, employment, business, financial, marketing, health, professional, or other result. Results vary according to individual circumstances, effort, preparation, knowledge, experience, timing, market conditions, third-party decisions, and other factors outside our control.

Examples, case studies, demonstrations, testimonials, success stories, hypothetical scenarios, and past results are not guarantees that you or another person will achieve the same or similar results.

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10.Courses, Training, and Educational Products

We may provide courses, training programs, study materials, practice questions, assessments, videos, educational resources, memberships, and other learning products. These materials are intended to assist learning and preparation. Unless expressly stated otherwise, they do not replace education, clinical experience, professional training, supervised practice, certification, licensure, continuing education, or other requirements imposed by a school, employer, governmental authority, certification organization, licensing body, or other third party.

We do not guarantee that purchasing, completing, or using a course will result in passing an examination, receiving certification or licensure, obtaining employment, satisfying an employer or regulatory requirement, or achieving any other particular result. You are responsible for confirming current requirements with the organization responsible for the examination, certification, license, employment, or other credential at issue.

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11.Third-Party Examinations, Certifications, Organizations, and Trademarks

The Services may discuss third-party examinations, certification organizations, governmental agencies, educational institutions, professional associations, businesses, products, standards, trademarks, or services. Unless expressly stated otherwise, The How To Company is independent of and is not affiliated with, endorsed by, sponsored by, authorized by, or officially associated with those third parties.

References to third-party names, examinations, trademarks, standards, or organizations are provided for identification, educational, comparative, commentary, or informational purposes.

Third parties may modify their examinations, requirements, policies, standards, products, services, procedures, or recommendations without notice. You should verify important current information directly with the applicable third party.

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12.Information Changes and Publication Dates

Information can become outdated after publication. Laws, regulations, professional standards, examination requirements, technology, prices, products, services, scientific knowledge, recommendations, policies, market conditions, and other circumstances may change.

The publication date, update date, or continued availability of content on our Services does not constitute a representation that the content has been reviewed or confirmed as current as of the date you access it. We may update, correct, replace, supplement, or remove content, but we are not obligated to continuously review or update every previously published item unless required by law.

For information important to a significant decision, you should verify that the information remains current.

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13.Memberships, Subscriptions, and Automatic Renewal

We may offer memberships and subscriptions that automatically renew. Before you purchase an automatically renewing Service, applicable pricing, billing frequency, renewal terms, and other material subscription terms will be presented as required by applicable law.

By affirmatively enrolling in an automatically renewing subscription, you authorize us and our applicable payment providers to charge your selected payment method at the disclosed billing frequency until you cancel or the subscription otherwise ends.

You may cancel an automatically renewing subscription using the cancellation method made available for the applicable Service. We will provide cancellation mechanisms, acknowledgments, renewal notices, reminders, or other disclosures where required by applicable law. Cancellation generally stops future renewals and does not necessarily retroactively refund charges already incurred. Refund eligibility is governed by our Refund Policy and applicable law.

California strengthened its Automatic Renewal Law effective July 1, 2025, including requirements affecting disclosures, consent, and cancellation, so our checkout and subscription practices are intended to operate in accordance with applicable automatic-renewal requirements rather than relying solely upon this section.

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14.Pricing, Purchases, and Payment

Prices, billing terms, subscription options, and applicable charges will be displayed in connection with the relevant purchase. We use e-commerce technology, including WooCommerce, and may use third-party payment processors, applications, extensions, and other technologies to facilitate transactions.

By providing a payment method, you represent that you are authorized to use that payment method and authorize the applicable charges associated with your purchase. We may decline, cancel, hold, or review a transaction when reasonably necessary to correct an error, prevent fraud, comply with law, address a payment issue, or protect the Company or its customers.

Prices and offers may change prospectively. Any changes to existing recurring subscriptions will be handled in accordance with applicable law and the applicable subscription terms.

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15.Refunds and Payment Disputes

Purchases are subject to our separate Refund Policy, which is incorporated into these Terms by reference. The Refund Policy governs refund eligibility, procedures, conditions, and deadlines. Nothing in these Terms or our Refund Policy limits a refund or other remedy that cannot legally be waived.

If you believe a charge is incorrect, you may contact us so that we can investigate the matter. We reserve the right to provide payment processors, financial institutions, card networks, and dispute-resolution providers with relevant transaction, account, access, purchase, and communication records when responding to a chargeback or payment dispute.

Fraudulent or abusive payment activity may result in restriction or termination of Services to the extent permitted by law.

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16.Paid Access and Digital Delivery

Paid courses, memberships, subscriptions, and digital products may be delivered through our Website or third-party platforms. We may reasonably modify the technology, platform, organization, presentation, or delivery method used to provide paid content. We may also replace third-party providers or perform maintenance when reasonably necessary.

We will not intentionally use this provision to deprive customers of material paid access contrary to the terms under which that access was purchased or applicable law. Access may nevertheless be affected by circumstances outside our reasonable control, including Internet failures, hosting problems, software failures, security incidents, third-party platform outages, maintenance, and other technical events.

Free content and features may be modified, suspended, or discontinued at our discretion, subject to applicable law.

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17.Third-Party Technology and Services

Our Services may rely upon or integrate with third-party websites, software, applications, plugins, extensions, APIs, payment systems, e-commerce technology, learning platforms, hosting providers, analytics providers, advertising systems, communication providers, security services, and other technologies. We may change third-party providers as our business and technology needs evolve.

We do not control independent third-party services and cannot guarantee their availability, security, accuracy, performance, policies, or practices. Your use of or interaction with an independent third-party service may also be governed by that provider’s terms and privacy policies.

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18.Advertising and Google AdSense

The Services may display advertisements, including advertising provided through Google AdSense and other advertising providers. The appearance of an advertisement on the Services does not necessarily constitute an endorsement, recommendation, warranty, or approval by The How To Company of the advertiser, product, service, statement, claim, or offer.

We do not control every advertisement selected or displayed through third-party advertising systems. Transactions or communications between you and an independent advertiser are between you and that advertiser.

Advertising-related privacy and data practices are addressed in our Privacy Policy. Google requires AdSense publishers to comply with its applicable Publisher Policies, and those policies include requirements relating to publisher privacy disclosures and advertising technologies.

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19.Affiliate Links, Sponsorships, and Commercial Relationships

The Services may contain affiliate links, sponsored content, paid placements, referral relationships, promotional arrangements, or other commercial relationships. We may receive commissions, compensation, products, services, discounts, or other benefits in connection with certain content, recommendations, links, or transactions.

Where applicable law requires disclosure of a material relationship, we will provide an appropriate disclosure in connection with the relevant content. Page-specific affiliate, sponsorship, advertising, or endorsement disclosures supplement these Terms and should be read together with them.

Compensation does not guarantee the suitability or quality of a third-party product or service. You remain responsible for evaluating products and services before making purchasing or other decisions.

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20.Testimonials, Reviews, and Success Stories

We may publish reviews, testimonials, endorsements, ratings, success stories, or statements concerning experiences with our Services. Testimonials reflect the experience or opinion of the individual providing them and do not guarantee that other users will achieve the same results.

We may make reasonable edits for grammar, formatting, length, or clarity provided that the edits are not intended to materially misrepresent the substance of the person’s statement. Where legally required, material connections between the Company and an endorser will be disclosed.

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21.Third-Party Products, Links, and Information

The Services may discuss, review, compare, recommend, cite, advertise, or link to third-party products, services, websites, research, publications, organizations, or other resources. Third-party information can change without notice. Prices, availability, specifications, warranties, terms, policies, research findings, and other information should be independently verified when relevant to your decision.

We are not responsible for the content, security, privacy practices, availability, products, services, representations, or conduct of independent third parties. A citation or link does not necessarily constitute endorsement of the source or everything published by that source.

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22.Artificial Intelligence and Automated Technology

We may use artificial intelligence, automated systems, software, or other technologies to assist with research, drafting, editing, organization, analysis, content production, customer support, or other business functions.

AI-assisted systems can produce inaccurate, incomplete, misleading, or outdated information. Content may receive different levels of human review depending on its nature and purpose. Unless expressly stated otherwise, you should not assume that content has been individually reviewed or approved by a licensed professional merely because it appears through our Services.

The use of AI or automated technology does not eliminate your responsibility to evaluate information before relying upon it.

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23.Page-Specific Disclaimers and Additional Terms

Individual articles, courses, videos, tools, product pages, checkout pages, promotions, advertisements, or other portions of the Services may contain additional terms, disclaimers, warnings, disclosures, instructions, eligibility requirements, or limitations. Those provisions supplement these Terms with respect to the particular content, transaction, or activity they address.

Where a specific disclosure or term is intended to govern a particular product, transaction, or activity, the more specific provision will control with respect to that matter to the extent permitted by law.

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24.Intellectual Property and Limited License

Unless otherwise indicated, the Services and their original content, including articles, courses, videos, graphics, illustrations, photographs, logos, designs, software, study materials, questions, explanations, downloads, trademarks, branding, and other proprietary materials, are owned by or licensed to The How To LLC and are protected by applicable intellectual property laws.

Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use content made available to you for your own lawful personal use unless expressly stated otherwise. Purchasing a course, membership, subscription, or digital product provides access rights under the applicable purchase terms; it does not transfer ownership of our intellectual property.

Without prior written authorization, you may not reproduce, republish, distribute, sell, resell, license, modify, translate, create derivative works from, publicly display, systematically download, commercially exploit, or otherwise use our proprietary content beyond the rights expressly granted to you or permitted by applicable law.

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25.Account Sharing and Unauthorized Distribution

Accounts, memberships, and course access intended for individual use may not be shared with unauthorized persons. You may not distribute, reproduce, sell, publish, upload, or otherwise provide unauthorized access to paid course materials, videos, study materials, question banks, downloads, or other protected content.

You may not use our proprietary content to create or materially assist in creating a competing course, question bank, database, training program, product, or commercial resource without our prior written permission, except to the extent such restriction is prohibited by applicable law.

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26.Automated Access, Scraping, and AI Training

Except where expressly authorized by us or permitted by applicable law, you may not use bots, crawlers, scrapers, data-mining systems, automated downloading tools, or similar technologies to systematically access, extract, reproduce, collect, or redistribute our proprietary content.

You may not use our proprietary paid educational materials, question banks, courses, or other protected content to train, fine-tune, develop, benchmark, or substantially reproduce the content or functionality of an artificial intelligence or machine-learning system without our prior written authorization, except where such restriction is prohibited by applicable law.

This provision does not prohibit ordinary search-engine indexing that we authorize through our technical configuration.

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27.User Accounts and Acceptable Use

If you create an account, you are responsible for providing accurate information, maintaining the confidentiality and security of your login credentials, restricting unauthorized access to your account, and promptly notifying us if you believe your account has been compromised.

You may not use the Services unlawfully or fraudulently; attempt unauthorized access to accounts or systems; circumvent access restrictions; introduce malware or harmful code; materially interfere with the operation of the Services; infringe intellectual property rights; impersonate others; manipulate reviews or ratings; abuse payment, refund, or subscription systems; harass or threaten others; submit unlawful or infringing content; or otherwise use the Services in a manner that materially harms the Company, our users, or our systems.

We may investigate suspected violations and take reasonable action in response.

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28.User-Generated Content

If you submit comments, reviews, testimonials, photographs, videos, suggestions, feedback, or other content (“User Content”), you remain responsible for that content and represent that you possess the rights necessary to submit it.

Unless otherwise agreed in writing, by submitting User Content for publication or use in connection with the Services, you grant The How To LLC a non-exclusive, worldwide, royalty-free, transferable, and sublicensable license to host, store, reproduce, display, distribute, format, adapt, and otherwise use the User Content in connection with operating, promoting, and improving the Services, subject to applicable law and our Privacy Policy. Where separate consent, authorization, or release is legally required for a particular use, we will obtain it as required.

We may moderate, refuse, remove, restrict, or disable User Content when we reasonably believe doing so is necessary to enforce these Terms, protect rights or safety, comply with law, or operate our Services.

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29.Copyright Complaints and DMCA

We respect intellectual property rights. If you believe material available through our Services infringes your copyrighted work, you may submit a notice containing the information required by the Digital Millennium Copyright Act and applicable law, including identification of the copyrighted work and allegedly infringing material, your contact information, required good-faith and accuracy statements, and your physical or electronic signature.

We may remove or disable access to allegedly infringing content and address repeat infringement as appropriate under applicable law. Copyright notices may be sent using the contact information at the end of these Terms.

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30.Privacy

Our collection, use, disclosure, retention, and handling of personal information are described in our Privacy Policy. The Privacy Policy also contains information concerning cookies, advertising technologies, Google AdSense, e-commerce technologies, third-party providers, and applicable privacy choices.

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31.Suspension and Termination

We may reasonably suspend, restrict, or terminate access to an account or Service because of material violations of these Terms, fraud or suspected fraud, unauthorized account sharing, security concerns, unlawful conduct, abuse of Services, intellectual property violations, unresolved payment problems, or other circumstances where action is reasonably necessary to protect the Company, users, third parties, or the Services.

Termination does not eliminate rights or obligations that accrued before termination or provisions that by their nature should survive termination.

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32.Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Services and content are provided on an “as is” and “as available” basis.

The How To LLC disclaims warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, to the extent such warranties may lawfully be disclaimed. We do not warrant that the Services will always be available, uninterrupted, secure, error-free, complete, accurate, current, or suitable for every purpose.

Some jurisdictions do not permit the exclusion of certain warranties, so some of these exclusions may not apply to you.

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33.Limitation of Liability

To the fullest extent permitted by applicable law, The How To LLC and its owners, officers, employees, contractors, contributors, agents, and affiliates will not be liable for indirect, incidental, special, exemplary, consequential, or punitive damages arising out of or relating to your use of or inability to use the Services, including loss of profits, revenue, data, business opportunity, goodwill, or other intangible losses, to the extent such damages may lawfully be excluded.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

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34.Indemnification

To the fullest extent permitted by applicable law, you agree to defend, indemnify, and hold harmless The How To LLC and its owners, officers, employees, contractors, agents, and affiliates from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful use of the Services, your material violation of these Terms, your User Content, your infringement of third-party rights, or fraudulent or intentionally wrongful conduct attributable to you.

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35.Consumer Rights and Non-Waivable Protections

Nothing in these Terms is intended to exclude, restrict, waive, or limit any warranty, remedy, statutory right, consumer protection, or other legal right that cannot lawfully be excluded, restricted, waived, or limited.

If applicable law provides you with rights that conflict with a provision of these Terms and those rights cannot legally be waived, the applicable law will control to the extent of that conflict.

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36.Dispute Resolution and Arbitration

Except for matters legally excluded from arbitration and eligible individual matters brought in small claims court, you and The How To LLC may agree to resolve disputes arising out of or relating to these Terms, the Services, purchases, memberships, subscriptions, or the parties’ relationship through binding individual arbitration rather than litigation in court.

Any arbitration agreement should identify the applicable arbitration administrator, governing rules, procedures for initiating a dispute, allocation of arbitration fees, location or remote-hearing procedures, applicable exceptions, and any legally appropriate opt-out mechanism.

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37.Class and Representative Proceedings

To the extent a valid and enforceable arbitration agreement is adopted and to the extent permitted by applicable law, disputes subject to that agreement are intended to proceed on an individual rather than class, collective, consolidated, or representative basis. Any class-action or representative-action waiver must be interpreted consistently with applicable law and the final arbitration provision.

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38.Limitation on Time to Bring Claims

To the fullest extent permitted by applicable law, a claim arising out of or relating to the Services or these Terms must be commenced within one year after the claim accrued. If applicable law does not permit the applicable limitations period to be shortened, the legally required period will apply.

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39.Governing Law

These Terms will be governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where federal law or another non-waivable law requires otherwise. Nothing in this provision deprives a consumer of protections that cannot legally be waived under the laws applicable to that consumer.

The appropriate forum for disputes will be determined by any valid dispute-resolution provision contained in these Terms and applicable law.

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40.Force Majeure

We will not be responsible for a delay or failure in performance caused by circumstances beyond our reasonable control, including natural disasters, severe weather, fire, flood, war, terrorism, civil unrest, government action, epidemics or pandemics, labor disruptions, power failures, Internet or telecommunications outages, cyberattacks, hosting failures, payment network failures, third-party platform outages, or similar events. This provision does not excuse obligations that cannot lawfully be excused.

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41.Severability, Waiver, and Assignment

If a provision of these Terms is determined to be invalid, illegal, or unenforceable, it will be enforced to the maximum extent legally permissible or severed as appropriate, and the remaining provisions will remain in effect. Our failure to enforce a provision does not waive our right to enforce it later.

You may not assign your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations in connection with a merger, acquisition, restructuring, sale of assets, corporate reorganization, or other legitimate business transaction, subject to applicable law.

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42.Entire Agreement and Order of Terms

These Terms, together with our Privacy Policy, Refund Policy, applicable purchase terms, and any additional terms or disclosures expressly incorporated by reference, constitute the agreement between you and The How To LLC concerning the matters they address.

More specific terms applicable to a particular product, promotion, transaction, course, or activity may supplement these Terms. To the extent of a direct conflict, the more specific terms will control with respect to that particular matter unless applicable law requires otherwise.

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43.Changes to These Terms

We may update these Terms to reflect changes in our Services, business practices, technology, legal requirements, or other circumstances. When these Terms are updated, we will revise the Last Updated date. Where applicable law requires additional notice or consent before a material change becomes effective, we will provide such notice or obtain such consent.

Changes will not retroactively eliminate rights that cannot legally be modified in that manner.

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44.Electronic Communications

When you create an account, make a purchase, subscribe, or communicate with us electronically, you consent to receiving transactional and administrative communications electronically where permitted by law. These communications may include purchase confirmations, account notices, subscription and renewal notices, security communications, policy notices, and other communications relating to the Services.

Marketing communications are subject to separate consent and opt-out requirements where applicable.

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45.Contact Information

Questions concerning these Terms may be directed to:

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